Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Harlan Miller & Associates
259 Regency Ridge Drive • Dayton, OH • 45459
Phone: (937) 436-0400 • Fax: (937) 436-7984
• hmiller@walnutstreet.com

The following links are provided strictly as a courtesy. When you link to any of these websites, you are leaving this site. Neither WSS or Harlan Miller & Associates - Regency Financial LLC make any representation as to the completeness or accuracy of information provided by these sites. WSS and Harlan Miller & Associates - Regency Financial LLC assume no liability for any direct or indirect technical or system issues or any consequences arising out of your access to, or use of, a third-party site. When you access one of these sites, you are leaving Harlan Miller & Associates - Regency Financial LLC’s website and assume total responsibility and risk for your use of the sites to which you link.

 Harlan V. Miller is a Registered Representative of Walnut Street Securities, Inc. (WSS) Securities offered through WSS, Member FINRA/SIPC. Harlan Miller & Associates and Regency Financial LLC are not subsidiaries or control affiliates of WSS. Securities activities are supervised from a WSS office located at 6200 Rockside Rd., Suite 100, Cleveland OH 44131 (888) 401-2980

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